Virtual card service system and method

Registers – Systems controlled by data bearing records – Credit or identification card systems

Reexamination Certificate

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Details

C235S379000, C235S382000, C235S382500

Reexamination Certificate

active

10529563

ABSTRACT:
A virtual card service system and method are disclosed that include a mobile communication terminal for transmitting an amount of withdrawal money and a withdrawal term for a virtual cash card to the virtual card service system, a virtual cash card system for receiving the amount of withdrawal money and the withdrawal term from the mobile communication terminal, verifying whether the withdrawal money is deposited in a parent account corresponding to the virtual cash card, storing information on the amount of withdrawal money and withdrawing term if the withdrawal money is deposited in the parent account, and informing the mobile communication terminal of authentication, and an ATM for receiving a virtual cash card identifying information, verifying whether the information is within the withdrawal term stored in the virtual cash card system, and withdrawing the amount of withdrawal money from the parent account.

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