Systems for digital management of underwriting insurance...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Insurance

Reexamination Certificate

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Details

C705S007360, C705S038000, C705S064000, C705S313000, C706S047000, C717S108000

Reexamination Certificate

active

08073717

ABSTRACT:
Disclosed are systems for underwriting insurance contracts. In one embodiment a system comprises a rules database of business rules specifying one or more conditions based upon one or more underwriting parameters; a user database comprising entries corresponding to registered users; and a processor configured to: provide to the user a form having a plurality of data fields generated based upon the underwriting parameters specified in the business rules; receive a plurality of inputted underwriting parameters corresponding to the data fields; determine whether the inputted underwriting parameters satisfy the business rules; and if at least one of the inputted underwriting parameters does not satisfy the business rules, provide a status message indicating that at least one business rule is not satisfied. The status message can be provided in an interface that includes a graphical element linking a part of the status message with a portion of the displayed form.

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Houser, Douglas G.; Arthur, Randy L. The Role of the Insurance Underwriter in Claims Disputes; 31 Tort & Ins. L.J. 608 (1995-1996).

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