System and method for electronically providing customer services

Boots – shoes – and leggings

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364406, 364408, G06F 1521

Patent

active

053831136

ABSTRACT:
A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications; means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment to the merchants according to the consumers' instructions based on a financial risk analysis.

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patent: 4799156 (1989-01-01), Shavit et al.
patent: 4947028 (1990-08-01), Gorog
"Mite Mike Bus. Sys.: Order-Entry Billing", Product Literature Abst. from Microsearch file of Orbit, AN:87-039522.
"Home Banking: A case study", Robert B. Wilumstad pp. 41-55, Banker's Magazine Nov.-Dec. 1984.
Malnig, Anita, "Roundup of Financial Software: Home Accountant", II Computing, vol. 1 No. 3 p. 7413; 2186 Abs. from Microsearch AN:86-031926.
Rae, Sharon Gamble, "Electronic Checkbook", MacIntosh Buyer's Guide, p. 128/1 May 1985, Abstract from Microsearch AN:85-028312.
Hines, Tracie Forman, "The check is in the modem: Excel", MacUser vol. 1, No. 1 p. 6815; 10185 1985 Abstract from Microsearch AN:85-028676.

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