Security process for public networks

Electrical computers and digital processing systems: support – Multiple computer communication using cryptography – Protection at a particular protocol layer

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709229, 380 21, 380 25, 380 49, H04K 100

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active

059789182

ABSTRACT:
A practical method and system for supplementing or replacing current security protocols used on public networks involving the distribution of a proprietary system for use on a public network access provider's network. The proprietary system includes processing hardware and proprietary software. The proprietary system transmits private data, outside the internet, over proprietary lines to a back-end process. When a "sender" sends private data it is sent over the proprietary system to a back-end process. The back-end process returns a time sensitive token which the "sender" sends to the "receiver". The "receiver" takes the time sensitive token and uses it to either retrieve the private data, over a proprietary system, or initiate a transaction with a financial institution. Encryption is used to allow authentication of the participants. This method can be used in conjunction with Secure Socket Layer (SSL) encryption and/or the Secure Electronic Transaction (SET) protocol.

REFERENCES:
patent: 5561770 (1996-10-01), DeBruijn et al.
patent: 5596718 (1997-01-01), Boebert et al.
patent: 5717756 (1998-02-01), Coleman
patent: 5732137 (1998-03-01), Aziz
patent: 5774551 (1998-06-01), Wu et al.
patent: 5892902 (1999-04-01), Clark
Copy of PCT International Search Report completed on May 11, 1998.

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