Registers – Systems controlled by data bearing records – Credit or identification card systems
Patent
1990-11-05
1993-06-29
LaRoche, Eugene R.
Registers
Systems controlled by data bearing records
Credit or identification card systems
364406, 379 91, 379144, G06K 500, G06F 1500, H04M 1100
Patent
active
052236994
ABSTRACT:
Each potential user of a telecommunications network is assigned a single credit card containing at least first and second authorization codes, the first code being indicative of status as an authorized user of the telecommunications network and the second code being indicative of status as an authorized purchaser of goods and/or services, as in a conventional credit card. The authorization codes are preferably contained on the card in both human readable form, such as embossed lettering, and in machine readable form, such as magnetic encoding. The validity of the first authorization code is verified to permit access to the telecommunications network. After the telecommunications network has been used to complete a call, billing information including the first billing code that has been recorded locally is transmitted via the telecommunications network to a remote data base in which the second billing code associated with the first billing code is automatically determined in data processing equipment. The processor assembles conventional goods/services related transactions (including cash access transactions at Automated Teller Machines) and complete telecommunications usage information into a combined electronic record, so that a single bill can be rendered to the user.
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Flynn Lorraine
Oldakowski, Jr. Chester J.
AT&T Bell Laboratories
Freedman Barry H.
Glembocki Christoher R.
LaRoche Eugene R.
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