Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2008-05-20
2008-05-20
Le, Thien Minh (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S492000
Reexamination Certificate
active
07374079
ABSTRACT:
A method of providing banking services by use of a mobile communication system having a removable built-in integrated circuit (IC) card chip in which personal identification number (PIN) information and related information on financial accounts of a user are stored. The method includes selecting an electronic bankbook service and selecting any one from financial transactions for the electronic bankbook service and comparing the PIN information input at the mobile communication system with the PIN information stored in the IC card chip, and authenticating access to data stored in the IC card chip on the mobile communication system. The method further includes displaying financial account information of the user stored in the IC card chip in a display window of the mobile communication system and forming a financial transaction request message using the related information of the selected financial account through a banking application built in the mobile communication system, and transmitting the financial transaction request message to the banking server. The method further includes performing a predetermined customer authentication process with respect to the financial transactions and financial accounts at the banking server, and transmitting a financial transaction response message to the mobile communication system and displaying the resulting transaction history in the display window of the mobile communication system.
REFERENCES:
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Kim Hyung-Seok
Kim Jun-Hyung
Nam Deok-Young
Park Hee-Jin
Greenblum & Bernstein P.L.C.
Le Thien Minh
LG Telecom, Ltd.
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