Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2008-07-15
2008-07-15
Poinvil, Frantzy (Department: 3692)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S03600T, C705S035000, C705S026640
Reexamination Certificate
active
07401045
ABSTRACT:
Method and systems for administering a credit card account are disclosed. The method comprises defining a finance charge waiver period for each one or more debits to the credit account. For each debit, it is determined whether a finance charge waiver period associated with a debit has expired. Debits for which the finance charge waiver period has expired are added to a set of billed charges. Finance charges accrue against all debits for which finance charge waiver period has expired. Optionally, a customer may be provided with advance notice of debits for which the finance charge waiver period will soon be expiring.
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Iyer Vijesh V.
Joseph Derrick
Kingston Kevin Dale
Mitro Janet M.
Ogle Catherine Leicester
Capital One Financial Corporation
Finnegan Henderson Farabow Garrett & Dunner LLP
Graham Clement
Poinvil Frantzy
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