Method and system for secure guaranteed transactions over a...

Electrical computers and digital processing systems: support – Multiple computer communication using cryptography – Particular communication authentication technique

Reexamination Certificate

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Details

C713S176000, C713S180000, C713S182000

Reexamination Certificate

active

06957334

ABSTRACT:
A trusted third-party authentication protocol that facilitates secure commercial transactions over computer networks between a merchant and a user. The method and system of the present invention generally involves three entities: 1) a guarantor, which acts as a trusted arbitrator, 2) a merchant, and 3) a consumer or user. In one embodiment, the guarantor authenticates users and provides authentication documents back to the user for use in transactions with merchants. The authentication document generated by the guarantor can be used as a means to validate a user's identity and/or to provide authorization/validation of a specific transaction.

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