Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2006-11-28
2006-11-28
Bayat, Bradley B. (Department: 3621)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S026640, C705S035000, C705S038000, C705S039000, C705S042000, C705S070000, C705S080000
Reexamination Certificate
active
07143063
ABSTRACT:
A system and method are disclosed for presenting a reason for the rejection of a credit application from an applicant is disclosed. The method includes obtaining a factor from a credit bureau identified as a factor that influences the FICO score assigned to the application by the credit bureau. The factor identified by the credit bureau is mapped to an internal rejection code. A rejection reason is provided that corresponds to the internal rejection code to the applicant.
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Cai Yinzi
Coltrell Timothy J.
Dowhan David W.
Lent Jeremy R.
Lent Mary
Bayat Bradley B.
NextCard, Inc.
Van Pelt & Yi & James LLP
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