Electronic passbook system using electronic passbook card and me

Details Electronic passbook system using electronic passbook card and me Electronic passbook system using electronic passbook card and me

1995-12-14

1998-06-30

Hajec, Donald T.

Registers

Systems controlled by data bearing records

Banking systems

235375, 235380, 902 25, 902 26, G06F 1760

Patent

active

057738041

ABSTRACT:
An electronic passbook system including an electronic passbook card having two separate account namely a general account and an electronic wallet account, allowing the user to conduct cash deposit and cash withdrawal transactions flexibly, safely and efficiently in both an "on-line" mode and an "off-line" mode. The electronic passbook card has a data memory containing a general account information area for recording information for processing cash deposit and withdrawal transactions in an "on-line" mode, and an electronic wallet account information area for performing mutual transmission with the general account information area in an "on-line" mode and recording information for processing cash withdrawal transactions in an "off-line" mode. Thus, a user can conduct both cash deposit and withdraw transactions in an "off-line" as well as an "on-line" mode as desired

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