Digital computer system and methods for computing a financial pr

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395230, G06F15700

Patent

active

055900372

ABSTRACT:
In a system and methods for using a data processing system including a programmed electrical digital computer having a processor electrically connected to an input device and to an output device, generating financial projections and an illustration of an employee benefit program. The digital computer performs the steps of processing input data, including a financial forecast for a life insurance contract and further including a financial forecast for an employee benefit, to generate processed data including an illustration representing the life insurance contract encumbered by an indenture agreement as a means of prefunding for future employee benefits. The digital computer is programmed to provide financial analytical data, incorporating the requirements of a Financial Accounting Standards Board standard, such as Statement 87, 106, 112, or the like, for use in evaluating the use of life insurance as an investment in connection with an indenture plan for prefunding benefit liabilities.

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