Alternative payment devices using electronic check...

Details Alternative payment devices using electronic check... Alternative payment devices using electronic check...

2006-11-07

2006-11-07

Frech, Karl D. (Department: 2876)

Registers

Systems controlled by data bearing records

C235S379000, C235S380000, C705S016000, C705S017000, C705S039000

Reexamination Certificate

active

07131571

ABSTRACT:
The present invention includes a merchant system that recognizes virtually any payment device or technology that uses electronic check processing as a payment mechanism. For example, the merchant system associates presentation of the payment device with information used to electronically debit a checking account, such as MICR data, and submits the same to a transaction processor capable of settling electronic debit transactions.

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