Check negotiation system by means of check cards and check card

Registers – Systems controlled by data bearing records – Banking systems

Patent

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Details

235 58CW, 235449, 235432, G06F 1530

Patent

active

047330600

ABSTRACT:
In commercial transactions, settlement is conventionally made by cash and by checks drawn on a current account in a bank, etc. Users of such checking system enjoy its advantages. From the standpoint of banking business, however, such system involves a vast amont of complicated clerical procedures, and a number of negotiation checks pose a bottleneck in rationalizing the banking business. According to the present invention, there is provided a safe and secure check negotiating system which enables checks to be cashed with a minimum manual handling once check has been received by a financial institution such as a bank. The present invention also aims to provide a novel check card and an apparatus for drawing check cards to prevent illicit use of such a card when lost or stolen.

REFERENCES:
patent: 3869700 (1975-03-01), Cook et al.
patent: 3946202 (1976-03-01), Taniguchi et al.
patent: 4341951 (1982-07-01), Benton
patent: 4450348 (1984-05-01), Stockburger et al.
patent: 4454414 (1984-06-01), Benton
patent: 4544834 (1985-10-01), Newport et al.
patent: 4562340 (1985-12-01), Tateisi et al.

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