Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2010-07-23
2011-10-11
Patel, Jagdish (Department: 3693)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000, C705S042000
Reexamination Certificate
active
08036986
ABSTRACT:
An automated method is provided for processing large deposits that exceed an established deposit insurance limit so that the large deposits are fully insured. The large deposits are received by a plurality of unaffiliated banks from their depositors. For selected large deposits received at an unaffiliated bank, a first deposit portion that does not exceed the established deposit limit is retained at the unaffiliated bank that received the large deposit. An order is received from the unaffiliated bank that received the large deposit to process the remaining amount of the large deposit. The processor partitions each of the large deposits into a plurality of second deposit portions, each of which do not exceed the established deposit insurance limit. The processor then assigns at least some of the second deposit portions to at least some of the other unaffiliated banks for deposit therein.
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Patrick Parrish, “Home Financial Calculator,” May 1985, Compute!, Issue 60, p. 29, 4 pages.
File History of U.S. Trademark (service mark) Application for “Reserve Insured Deposits,” U.S. Appl. No. 76/315,660, stating First Use in Commerce in Oct. 9, 1997, 22 pages.
Brochure entitled: “Reserve Insured Deposits®,” Copyright © 2006, Reserve Management Corporation, 2 pages.
Brochure entitled: “What Sets Us Apart,” Copyright © 2006, Reserve Management Corporation, 2 pages.
Charles Keenan, “Tapping Brokerages for Alternative to CDs,” American Banker, Feb. 18, 2004, 3 pages.
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License offer letter to Cardinal Bancshares, Inc. for First City, Texas Insured Savings Program with “Insured Savings Product Description” enclosure, letter dated Sep. 20, 1994, 6 pages total.
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First City Insured Savings Program (ISP) Ref. A: First City, Texas Insured Savings, Copyright © 1989, 5 pages total.
First City Insured Savings Program (ISP) Ref. B: First City, Texas Insured Savings, Agency Agreement, Jun. 1990, and related brochure, 11 pages total.
First City Insured Savings Program (ISP) Ref. C: Victoria Bankshares Business Proposal letter dated Nov. 21, 1989 (10 pages including enclosures) and Victoria Bankshares Business Proposal letter dated Dec. 27, 1989 (6 pages) with the following enclosures: “Insured Savings Correspondent Agreement” (7 pages); “Insured Savings Agency Agreement” (6 pages); “Insured Savings Program Description” (2 pages); “Correspondent Bank Insured Savings Product Delivery Procedures” (6 pages); “Insured Savings Investment Instruction Form” (1 page); Sharing of.
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Brochure entitled “Reserve Insured Deposits® Program,” Copyright © 2006, Reserve Management Corporation, 2 pages.
Panitch Schwarze Belisario & Nadel LLP
Patel Jagdish
Poe Kevin
Promontory Interfinancial Network LLC
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