Method and system for verifying identity

Information security – Access control or authentication – Network

Reexamination Certificate

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Details

C713S171000, C713S182000, C726S004000, C726S012000, C380S286000

Reexamination Certificate

active

08060918

ABSTRACT:
Verification facilitating company or companies X and verifying company or companies (e.g., credit service company or companies) Y may respectively manage member ID(s) and password(s) of user(s)1in mutually separate and mutually secret fashion. User(s)1may send member ID(s) to verification facilitating company or companies X from mobile telephone(s)2, and verification facilitating company or companies X may use originating telephone number(s) and/or member ID(s) to carry out first-stage identity check(s). In the event of positive verification of identity as a result of such identity check(s), verification facilitating company or companies X may issue one-time ID(s) to user(s)1and may communicate such one-time ID(s) to verifying company or companies (e.g., credit service company or companies) Y. User(s)1may send one-time ID(s) and password(s) to verifying company or companies (e.g., credit service company or companies) Y from company or companies (e.g., store or stores) Z. Verifying company or companies (e.g., credit service company or companies) Y may use one-time ID(s) and password(s) to carry out second-stage identity check(s), and in the event of positive verification of identity as a result of such identity check(s), may provide credit transaction processing or other such service(s).

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