EMV transaction in mobile terminals

Details EMV transaction in mobile terminals EMV transaction in mobile terminals

2008-02-26

2011-10-25

Frenel, Vanel (Department: 3687)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Including point of sale terminal or electronic cash register

C705S041000, C705S026640, C235S380000

Reexamination Certificate

active

08046261

ABSTRACT:
A mobile terminal is enabled to conduct an EMV transaction. A wireless access node in the EMV card-reader terminal is provided for connecting a mobile terminal to the card-reader terminal. An EMV-proxy module executing in the card-reader terminal facilitates communication between the mobile terminal and the card-reader terminal. The EMV-proxy module lets the mobile terminal function in essentially the same way as a regular EMV chip card with respect to the card-reader terminal. The card-reader terminal may then conduct EMV transactions on behalf of the mobile terminal without requiring new software and/or hardware at the EMV issuer. EMV data is stored in the mobile terminal in the form of secure dynamic data objects. This Abstract is submitted with the understanding that it will not be used to interpret or limit the scope or meaning of the claims. 37 CFR 1.72(b).

REFERENCES:
patent: 2005/0246292 (2005-11-01), Sarcanin
patent: 2008/0040274 (2008-02-01), Uzo
patent: 2011/0035294 (2011-02-01), Mizrah
patent: 2011/0137797 (2011-06-01), Stals et al.

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