Financial transaction system

Details Financial transaction system Financial transaction system

2005-09-30

2010-11-02

Franklin, Jamara A (Department: 2876)

Registers

Systems controlled by data bearing records

Reexamination Certificate

active

07823766

ABSTRACT:
A system and method for conducting a financial transaction is disclosed. The system includes a first memory location embedded in a personal portable device. The first memory location stores a plurality of personal financial data files associated with a user. The system also includes a second memory location to store biometric information and a first input interface to receive authentication information after initiation of a purchase transaction session. The system also includes a security module including an input coupled to the first interface to authenticate the authentication information based on the biometric information and an output interface comprising an input coupled to the first memory location and an output to provide personal financial data file information to a host device.

REFERENCES:
patent: 7478065 (2009-01-01), Ritter et al.
patent: 7494067 (2009-02-01), Zhu
patent: 2001/0023180 (2001-09-01), Sauer
patent: 2003/0174049 (2003-09-01), Beigel et al.
patent: 2007/0194113 (2007-08-01), Esplin et al.
patent: WO 02/063526 (2002-08-01), None

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