Method and system for authenticating use of item

Registers – Systems controlled by data bearing records – Credit or identification card systems

Reexamination Certificate

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C235S380000

Reexamination Certificate

active

07832636

ABSTRACT:
A method for facilitating the detection of misuse of an identity during an electronic transaction. The invention comprises at least five embodiments. In a first embodiment, the method comprises the step of: receiving a notification to authenticate the use of an identity at a first location, wherein the identity is associated with a first wireless terminal; determining an approximate location of the first wireless terminal based on cached position information, the approximate location of the first wireless terminal being a second location; determining whether the first and second locations match in geographical proximity; and generating an alert if the first and second locations do not match in geographical proximity. In a second embodiment, an approximate location of the first wireless terminal is determined based on cached position information stored on a GPS position database.

REFERENCES:
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patent: 6882313 (2005-04-01), Fan et al.
patent: 7503489 (2009-03-01), Heffez et al.
patent: 2002/0089960 (2002-07-01), Shuster
patent: 2004/0073519 (2004-04-01), Fast
patent: 2004/0254868 (2004-12-01), Kirkland et al.
patent: 2006/0107307 (2006-05-01), Knox et al.
patent: 2006/0194592 (2006-08-01), Clough

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