Computerized method and system of assessing liability for an...

Details Computerized method and system of assessing liability for an... Computerized method and system of assessing liability for an...

2001-10-02

2010-06-22

Gilligan, C. Luke (Department: 3696)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Insurance

C705S001100, C701S035000

Reexamination Certificate

active

07742936

ABSTRACT:
Methods and systems are provided for estimating liability in an accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. These characteristics may include: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. In an embodiment, impact points may be grouped into impact groups. A base liability may be assigned to each impact group. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. The liability estimate may include a base liability and one or more adjustments due to various factors.

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