Cryptography – Particular algorithmic function encoding – Nbs/des algorithm
Patent
1995-04-21
1998-08-25
Barron, Jr., Gilberto
Cryptography
Particular algorithmic function encoding
Nbs/des algorithm
235379, 705 41, 902 2, H04L 932, G07F 1900
Patent
active
057990875
ABSTRACT:
An electronic-monetary system having (1) banks or financial institutions that are coupled to a money generator device for generating and issuing to subscribing customers electronic money including electronic currency backed by demand deposits and electronic credit authorizations; (2) correspondent banks that accept and distribute the electronic money; (3) a plurality of transaction devices that are used by subscribers for storing electronic money, for performing money transactions with the on-line systems of the participating banks or for exchanging electronic money with other like transaction devices in off-line transactions; (4) teller devices, associated with the issuing and correspondent banks, for process handling and interfacing the transaction devices to the issuing and correspondent banks, and for interfacing between the issuing and correspondent banks themselves; (5) a clearing bank for balancing the electronic money accounts of the different issuing banks; (6) a data communications network for providing communications services to all components of the system; and (7) a security arrangement for maintaining the integrity of the system, and for detecting counterfeiting and tampering within the system. An embodiment of the invention includes a customer service module which handles lost money claims and links accounts to money modules for providing bank access.
REFERENCES:
patent: 3559175 (1971-01-01), Pomeroy
patent: 3573747 (1971-04-01), Adams et al.
patent: 3749887 (1973-07-01), Giuliani
patent: 3852571 (1974-12-01), Hall et al.
patent: 3906460 (1975-09-01), Halpren
patent: 3932730 (1976-01-01), Ambrosio
patent: 3934122 (1976-01-01), Riccitelli
patent: 3937925 (1976-02-01), Boothroyd
patent: 3971916 (1976-07-01), Moreno
patent: 4001550 (1977-01-01), Schatz
patent: 4007355 (1977-02-01), Moreno
patent: 4053735 (1977-10-01), Fondos
patent: 4120452 (1978-10-01), Kimura et al.
patent: 4172552 (1979-10-01), Case
patent: 4179064 (1979-12-01), Yoshioka et al.
patent: 4214230 (1980-07-01), Fak et al.
patent: 4218582 (1980-08-01), Hellman et al.
patent: 4224666 (1980-09-01), Giraud
patent: 4256955 (1981-03-01), Giraud et al.
patent: 4270042 (1981-05-01), Case
patent: 4277837 (1981-07-01), Stuckert
patent: 4302810 (1981-11-01), Bouricius et al.
patent: 4305059 (1981-12-01), Benton
patent: 4320387 (1982-03-01), Powell
patent: 4321672 (1982-03-01), Braun et al.
patent: 4341951 (1982-07-01), Benton
patent: 4404649 (1983-09-01), Nunley et al.
patent: 4405829 (1983-09-01), Rivest et al.
patent: 4442345 (1984-04-01), Mollier et al.
patent: 4443027 (1984-04-01), McNeeley et al.
patent: 4453074 (1984-06-01), Weinstein
patent: 4454414 (1984-06-01), Benton
patent: 4460965 (1984-07-01), Trehn et al.
patent: 4467139 (1984-08-01), Mollier
patent: 4498000 (1985-02-01), Decavele et al.
patent: 4511970 (1985-04-01), Okano et al.
patent: 4523087 (1985-06-01), Benton
patent: 4523297 (1985-06-01), Ugon et al.
patent: 4529870 (1985-07-01), Chaum
patent: 4536647 (1985-08-01), Atalla et al.
patent: 4549075 (1985-10-01), Saada et al.
patent: 4575621 (1986-03-01), Dreifus
patent: 4614861 (1986-09-01), Pavlov et al.
patent: 4625276 (1986-11-01), Benton et al.
patent: 4629872 (1986-12-01), Hallberg
patent: 4630201 (1986-12-01), White
patent: 4634845 (1987-01-01), Hale et al.
patent: 4642768 (1987-02-01), Roberts
patent: 4650978 (1987-03-01), Hudson et al.
patent: 4667088 (1987-05-01), Kramer et al.
patent: 4673802 (1987-06-01), Ohmae et al.
patent: 4689478 (1987-08-01), Hale et al.
patent: 4692601 (1987-09-01), Nakano
patent: 4697073 (1987-09-01), Hara
patent: 4705211 (1987-11-01), Honda et al.
patent: 4722055 (1988-01-01), Roberts
patent: 4727243 (1988-02-01), Savar
patent: 4727244 (1988-02-01), Nakano et al.
patent: 4734568 (1988-03-01), Watanabe
patent: 4736094 (1988-04-01), Yoshida
patent: 4742215 (1988-05-01), Daughters et al.
patent: 4748668 (1988-05-01), Shamir et al.
patent: 4750119 (1988-06-01), Cohen et al.
patent: 4751640 (1988-06-01), Lucas et al.
patent: 4752676 (1988-06-01), Leonard et al.
patent: 4752877 (1988-06-01), Roberts et al.
patent: 4757185 (1988-07-01), Onishi
patent: 4759064 (1988-07-01), Chaum
patent: 4766293 (1988-08-01), Boston
patent: 4766539 (1988-08-01), Fox
patent: 4767920 (1988-08-01), Kitta et al.
patent: 4799156 (1989-01-01), Shavit et al.
patent: 4822984 (1989-04-01), Remery et al.
patent: 4823264 (1989-04-01), Deming
patent: 4825052 (1989-04-01), Chemin et al.
patent: 4827112 (1989-05-01), Yoshino et al.
patent: 4837422 (1989-06-01), Dethloff et al.
patent: 4839504 (1989-06-01), Nakano
patent: 4864109 (1989-09-01), Minematsu et al.
patent: 4877947 (1989-10-01), Mori
patent: 4879747 (1989-11-01), Leighton et al.
patent: 4906828 (1990-03-01), Halpern
patent: 4914698 (1990-04-01), Chaum
patent: 4926480 (1990-05-01), Chaum
patent: 4941173 (1990-07-01), Boule et al.
patent: 4949380 (1990-08-01), Chaum
patent: 4959788 (1990-09-01), Nagata et al.
patent: 4962530 (1990-10-01), Cairns
patent: 4964164 (1990-10-01), Fiat
patent: 4968873 (1990-11-01), Dethloff et al.
patent: 4977595 (1990-12-01), Ohta et al.
patent: 4985833 (1991-01-01), Oncken
patent: 4987593 (1991-01-01), Chaum
patent: 4991210 (1991-02-01), Chaum
patent: 4992646 (1991-02-01), Collin
patent: 4995081 (1991-02-01), Leighton et al.
patent: 4996711 (1991-02-01), Chaum
patent: 5012076 (1991-04-01), Yoshida
patent: 5128997 (1992-07-01), Pailles et al.
patent: 5162989 (1992-11-01), Matsuda
patent: 5175416 (1992-12-01), Mansvelt et al.
patent: 5191193 (1993-03-01), LeRoux
patent: 5221838 (1993-06-01), Gutman et al.
patent: 5224162 (1993-06-01), Okamoto et al.
patent: 5247578 (1993-09-01), Pailles et al.
patent: 5305200 (1994-04-01), Hartheimer et al.
patent: 5305383 (1994-04-01), Guillou et al.
patent: 5396558 (1995-03-01), Ishiguro et al.
"The Digital Distributed System Security Architecture", Morrie Gasser, et al., Nat'l Inst. of Standards & Tech., 12th Nat'l Computer Security Conference, Oct. 10-13, 1989.
"SPX: Global Authentication Using Public Key Certificates", Joseph J. Tardo and Kannan Alagappan, IEEE, CH2986 Aug. 1991 (232-243).
"Practical Uses of Synchronized Clocks in Distributed Systems", Barbara Liskov, 10th Annual ACM Symposium on Principles of Distributed Computing, Aug. 19-21, 1991.
"An Architecture for Practical Delegation in a Distributed System", Morrie Gasser, Ellen McDermott, IEEE Computer Society Symposium on Research in Securiy and Privacy, May 7-9, 1990.
"Hybrid Concurrency Control for Abstract Data Types", Maurice P. Herlihy, William E. Weihl, 7th ACM SlGACT-SIGMOD-SIGART Symposium on Principles of Database Systems, Mar. 21-23, 1988.
Data Communications Networks Directory (vol. VIII, Fascicle VIII.8) Recommendations X.500-X.521;, The Int'l Telegraph & Telephone Consultative Committee, IX Plenary Assembly, Melbourne, Nov. 14-25, 1988.
Security For Computer Networks (An Introduction to Data Security in Teleprocessing and Electronic Funds Transfer) (1984) D.W. Davies and W.L. Price, Ch. 6 (pp. 145-146), Ch. 10, Glossary.
MiraiCard Report (Future Card), Dec. 1988, IC Card Reduction-to-Practice Study Group; with partial English language translation.
Financial Information System, Extra No. 3, May 26, 1986, Financial Information System Center (FISC); with partial English language translation.
Study Aids for Bills and Checks, Makoto Tairo, Jun. 10, 1991, Japan Business Publisher; with partial English language translation.
New Banking Practice Overall Course--6: Foreign Exchange, Yuzo Wajima et al., Jul. 7, 1987, Finance Study Group Co.; partial translation.
Nikkei Datapro/Financial System, Oct. 1989, Nikkei Business Publications, Inc.,KS3-210-101 to 217; partial translation.
Total Banking System, Sumio Isizaki et al., Sep. 30, 1972, Industry Book; partial translation.
Dictionary of Financial and Economic Terminology, Yoshino et al., Jan. 10, 1990, Economic Acts Study Group (translation of page 165).
New Saitama Bank's Strategies on International ATMs, Oct. 17, 1985, Economic Acts Study Group; English language translation.
Facom OS IV/F4 MSP, APFS/X Manual SBAL/X External Net Version, Fujitsu, Oct. 1988;
Barron Jr. Gilberto
Citibank N.A.
LandOfFree
Electronic-monetary system does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Electronic-monetary system, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Electronic-monetary system will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-42099