Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2007-02-20
2010-11-09
Le, Thien M (Department: 2887)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S375000
Reexamination Certificate
active
07828205
ABSTRACT:
A system and method are described whereby a health care organization (HCO) cooperates with a financial organization by promoting enrollment and use of a financial product or service that includes terms having incentives related to health care expenditures. In one embodiment, the financial product or service is a credit card program including incentives related to health care expenses. The HCO identifies and selects a group of consumers suitable to receive promotional information related to the credit card program. Preferably, the credit card program is associated with the HCO via a co-branding arrangement. The HCO obtains revenue from the financial organization based on consumer's use of the credit card and, optionally, based on new enrollments. Although a consumer can use the credit card to pay for any product or service, the incentives are applied when the card is used in connection with products or services related to health care.
REFERENCES:
patent: 7493266 (2009-02-01), Gupta
patent: 2002/0147678 (2002-10-01), Drunsic
patent: 2002/0156731 (2002-10-01), Seki et al.
patent: 2002/0194131 (2002-12-01), Dick
patent: 2003/0187694 (2003-10-01), Rowen
patent: 2004/0107134 (2004-06-01), Nelson et al.
patent: 2005/0075909 (2005-04-01), Flagstad
patent: 2005/0149425 (2005-07-01), Hagan
patent: 2005/0234742 (2005-10-01), Hodgdon
patent: 2006/0064320 (2006-03-01), Postrel
patent: 2009/0192876 (2009-07-01), De et al.
Article entitled “Citibank and Royal Sundaram launch co-branded credit card in India,” Insurance Business Review ONLINE, dated Jan. 13, 2006; retrieved Aug. 24, 2006 from http://www.insurance-business-review.com/article—news—print.asp?g (2 pages).
Article entitled “Delayed Epiphany,” dated Feb. 24, 2006; retrieved Aug. 21, 2006 from http://delayedepiphany.blogspot.com/2006/02/ways-to-save.html (3 pages).
Web pages entitled Royal Sundaram Citibank Gold Card; no stated date but no later than applicants' filing date; retrieved Aug. 24, 2006 from https://wvvw.online.citibank.co.in/portal/generic.jsp?sgringID-newg (4 pages).
Article entitled “Summary of the HIPAA Privacy Rule,” last revised May 2003, United States Department of Health & Human Services—Office of Civil Rights—HIPAA web site, General Background Information, Privacy Rule Summary, on Sep. 29, 2006 at http://www.hhs.gov/ocr/hipaa/ (25 pages).
Article entitled “Marketing,” revised Apr. 3, 2003, United States Department of Health & Human Services—Office of Civil Rights—HIPAA web site; retrieved on Sep. 29, 2006 at http://www.hhs.gov/ocr/hipaa/privacy.html (4 pages).
Cronin Eugene
Skelly Christine
Aetna Inc.
Le Thien M
Leydig , Voit & Mayer, Ltd.
LandOfFree
Method of promoting health and wellness through card based... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Method of promoting health and wellness through card based..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method of promoting health and wellness through card based... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-4202274