Method and system for identifying users and detecting fraud...

Details Method and system for identifying users and detecting fraud... Method and system for identifying users and detecting fraud...

2005-09-29

2010-12-14

Fischer, Andrew J. (Department: 3621)

Data processing: financial, business practice, management, or co

Business processing using cryptography

Secure transaction

C705S067000, C705S076000, C368S089000, C702S001000, C700S110000, C377S020000, C377S016000

Reexamination Certificate

active

07853533

ABSTRACT:
A method and system for detecting and preventing Internet fraud in online transactions by utilizing and analyzing a number of parameters to uniquely identify a computer user and potential fraudulent transaction through predictive modeling. The method and system uses a delta of time between the clock of the computer used by the actual fraudulent use and the potentially fraudulent user and the clock of the server computer in conjunction with personal information and/or non-personal information, preferably the Browser ID.

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