Assistance method and apparatus for online purchases of...

Details Assistance method and apparatus for online purchases of... Assistance method and apparatus for online purchases of...

2007-04-25

2010-12-14

Lee, Michael G (Department: 2876)

Registers

Systems controlled by data bearing records

Mechanized store

C235S379000, C235S380000, C705S021000, C705S039000, C902S022000

Reexamination Certificate

active

07850080

ABSTRACT:
A card payment system includes a purchases assistance system linking online merchants of goods or services, including digital goods, with the operator of the card issuance system. Merchants can use the purchases assistance system to seek help from the Issuer for resolving disputes related to purchases of digital goods of which the provisioning may have failed, to trade better commercial terms from the Issuer in exchange for providing details of products purchased by cardholders, to verify the balance of debit cards and request a reservation of funds from the Issuer to lower their financial risks prior to certain types of transactions, or to signal to the Issuer special loyalty rewards associated with specific purchases.

REFERENCES:
patent: 6824049 (2004-11-01), Lee et al.
patent: 2002/0023011 (2002-02-01), Hatayama
patent: 2003/0115137 (2003-06-01), Rowe
patent: 2005/0192832 (2005-09-01), Call et al.
patent: 2005/0251470 (2005-11-01), Sullivan
patent: 2006/0064376 (2006-03-01), Ukigawa et al.
patent: 2007/0005774 (2007-01-01), Singh et al.
patent: 2007/0143230 (2007-06-01), Narainsamy et al.
PCT/US07/10236, Dec. 7, 2007, International Search Report.

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