Decentralized system and method for the remote capture,...

Registers – Systems controlled by data bearing records – Banking systems

Reexamination Certificate

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C235S375000, C705S035000

Reexamination Certificate

active

07571848

ABSTRACT:
A de-centralized, or non-centralized, system and method facilitates the capture and processing of checks and related bank document information at a remote client subsystem and locally processing the checks and information at the remote client site, for transmission to a main subsystem, for direct routing of the bank document information to the U.S. Federal Reserve Bank, circumventing intermediate transmission to the Bank of First Deposit (BOFD), all in compliance with the Check Clearing for the 21st Century Act.

REFERENCES:
patent: 7181430 (2007-02-01), Buchanan et al.
patent: 7246741 (2007-07-01), Cable et al.
patent: 2006/0184441 (2006-08-01), Haschka et al.
patent: 2007/0086642 (2007-04-01), Foth et al.

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