Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Electronic shopping
Reexamination Certificate
2001-01-15
2008-12-16
Smith, Jeffrey A. (Department: 3625)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Electronic shopping
Reexamination Certificate
active
07467099
ABSTRACT:
By performing initial user registration via an SSL-compliant browser in an information home electric appliance100,user's private key, digital certificate, and member information are downloaded (b2) into the storage device in the information home electric appliance. At card use time, when the user selects products on a merchant's SSL-compliant server and issues a purchase instruction (c1), the user is identified locally in the information home electric appliance based on a personal identification number. Subsequently, the information home electric appliance accesses an SSL-compliant settlement server220(C4) and sends a digital certificate and member information stored in the appliance. Then, mutual authentication is performed between the user and the settlement server and, based on the member information, an authorization gateway241authorizes the account settlement (c5). This allows even an information home electric appliance with a relatively small capacity memory device to conduct relatively secure transactions over the Internet using a credit card.
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Kamada Tomihisa
Narukawa Ryusuke
Tanaka Shun
Access Co., Ltd.
Deshpande Kalyan
Mitsubishi UFJ NICOS Co., Ltd.
patenttm.us
Smith Jeffrey A.
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