Method and system of evaluating checks deposited into a cash...

Details Method and system of evaluating checks deposited into a cash... Method and system of evaluating checks deposited into a cash...

2006-03-08

2008-09-30

Le, Thien M. (Department: 2887)

Registers

Systems controlled by data bearing records

Banking systems

C235S449000, C235S493000

Reexamination Certificate

active

07428984

ABSTRACT:
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host. The transaction host provides transaction identifying data to the ATM. The ATM sends the transaction identifying data and check images to an image and transaction data server for processing.

REFERENCES:
patent: 3764978 (1973-10-01), Tyburski et al.
patent: 5371798 (1994-12-01), McWhortor
patent: 7266527 (2007-09-01), Martin
patent: 2003/0081824 (2003-05-01), Mennie et al.
patent: 2003/0213841 (2003-11-01), Josephson et al.

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