Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction
Reexamination Certificate
2008-04-15
2008-04-15
Fischer, Andrew J. (Department: 3621)
Data processing: financial, business practice, management, or co
Business processing using cryptography
Secure transaction
C709S229000, C709S230000, C710S009000, C710S011000
Reexamination Certificate
active
10645177
ABSTRACT:
A system and method for device-based access to account functions is provided. Access to functions is based upon the protocols supported by the device. More secure protocols are used to access all account functions including more sensitive account functions, such as making online payments and transferring funds. Less secure protocols, such as those used by mobile telephones and wireless communication devices, can still be used to access the account in order to perform less sensitive account functions, such as checking account summaries or balances. In one embodiment, the user can alter security settings to determine which account functions are allowed based on the type of protocol being used.
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Agwumezie Charlie C. L.
Fischer Andrew J.
International Business Machines - Corporation
Rodriguez Herman
VanLeeuwen & VanLeeuwen
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