Identification and management of fraudulent credit/debit...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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Details

C705S044000, C705S039000, C705S001100

Reexamination Certificate

active

09782681

ABSTRACT:
Transaction processing of online transactions at merchant sites determines the likelihood that such transactions are fraudulent, accounting for unreliable fields of a transaction order, which fields do not reliably identify a purchaser. A scoring server using statistical model uses multiple profiles associated with key fields, along with weights to indicate the degree to which the profiles identify the purchaser of the transaction.

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Vendors Cast Their Neural Nets to Catch Fraud in Online Sales; Debt Card News, vol. 4, No. 23, May, 1999.
International Search Report for PCT/US01/30193.

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