Wireless banking system and wireless banking method using...

Details Wireless banking system and wireless banking method using... Wireless banking system and wireless banking method using...

2007-08-21

2007-08-21

Kim, Ahshik (Department: 2876)

Registers

Systems controlled by data bearing records

Banking systems

C235S375000, C235S492000, C705S042000, C705S044000

Reexamination Certificate

active

11012900

ABSTRACT:
The present invention generally relates to a wireless banking system and a wireless banking method using a mobile phone. The mobile phone includes a smart card inputting smart card information consisting of bank account information, log information, and an authentication key. A card applet is provided which operates the smart card information. The banking service uses a common full text and individual full texts used for banking transactions, prepared through the smart card information and an input of the mobile phone. An encoding/decoding module is provided for encoding the banking service full text and decoding the response to the banking service full text by using a session key; and a card manager communicating the application with the smart card.

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Itani, W., and Kayssi, A., “J2ME End-to-End Security for M-Commerce,” Proceedings of Wireless Communications and Networking Conference, 3:2015-2020, Piscataway, N.J., Mar. 16-20, 2003.

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