Method for electronic payment

Details Method for electronic payment Method for electronic payment

2007-10-02

2007-10-02

Hess, Daniel (Department: 2876)

Registers

Systems controlled by data bearing records

Credit or identification card systems

C705S026640, C705S039000

Reexamination Certificate

active

11185112

ABSTRACT:
The invention is a system for facilitating credit card transactions. The system operates in a setting that includes a merchant platform, a System platform and a subscriber mobile device. The merchant platform is in electronic data communications with the System platform and the subscriber mobile device is in electronic data communication with the System platform. The merchant platform receives transaction information though voice communications from a subscriber and a portion of the transaction information is sent electronically to the System platform. The System platform electronically communicates a subset of the portion to the mobile communications device, and the mobile communications device sending data related to account information to the System platform. The System platform electronically transmitting this account information to a Processor for payment authorization.

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