System and method for conducting a return transaction for a...

Details System and method for conducting a return transaction for a... System and method for conducting a return transaction for a...

2007-12-25

2007-12-25

Stcyr, Daniel (Department: 2876)

Registers

Systems controlled by data bearing records

Mechanized store

C235S379000

Reexamination Certificate

active

10758429

ABSTRACT:
A system and method for conducting a PIN-enabled stored value account refund transaction is provided. A refund request is received, wherein the refund request is for a stored value account having an associated value purchased in a previous transaction, and the refund request comprises a PIN associated with the stored value account. The refund request may be received by a central processor from a merchant terminal at the request of a customer. The central processor or merchant terminal determine whether any of the associated value has been previously redeemed. A refund amount is determined. The refund amount may be provided to the customer.

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WIPO, International Search Report dated Mar. 3, 2004, International Patent Application No. PCT/US02/30281, 5 pages.

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