Cash withdrawal from ATM via videophone

Details Cash withdrawal from ATM via videophone Cash withdrawal from ATM via videophone

2007-05-15

2007-05-15

Frech, Karl D. (Department: 2876)

Registers

Systems controlled by data bearing records

Banking systems

C705S043000

Reexamination Certificate

active

11415537

ABSTRACT:
Apparatus and method for purchasing cash from an ATM. The ATM has a unique identifier visibly located thereon. A customer phone includes a camera and a programmable memory. The camera can be used to capture an image of the ATM's identifier. The memory includes customer account data. A customer uses their phone to establish wireless communication with a transaction host. The customer can transmit to the host a request for cash from the ATM. The request includes the account data and the image. The host can use the account data in payment for the requested cash. The host can use the image to identify the particular ATM associated with the request. After payment, the host causes the identified ATM to dispense the requested cash.

REFERENCES:
patent: 2003/0217005 (2003-11-01), Drummond et al.

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