Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2008-05-27
2008-05-27
Colbert, Ella (Department: 3694)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S038000, C705S039000, C235S379000, C235S380000
Reexamination Certificate
active
07379916
ABSTRACT:
A clocked authentication, authorization and accounting (CAAA) system and method offers private and secure credit/debit card online and offline financial transactions (FT) including an embedded privacy and security layer (EPSL) architecture. EPSL includes an authentication stage prior to the authorization stage that is automated and enabled through a back office, and enhanced by associating the authentication stage with projected timing, security and accounting parameters. It enables legal financial account holders to perform buy/sell or withdraw/deposit transactions without disclosing private personal information to the transaction counterparts, while preserving highly elevated and enhanced security and fraud protection as compared with conventional methods. The CAAA method enables efficient mass user EPSL implementation at back offices utilizing high frequency synchronized global clocking of EPSL logic blocks.
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Authernative, Inc.
Colbert Ella
Haynes Beffel & Wolfeld LLP
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