Banking system controlled responsive to data bearing records

Registers – Systems controlled by data bearing records – Banking systems

Reexamination Certificate

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Details

C235S382000

Reexamination Certificate

active

07954703

ABSTRACT:
A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code within a predetermined amount of time.

REFERENCES:
patent: 4743747 (1988-05-01), Fougere et al.
patent: 5327144 (1994-07-01), Stilp et al.
patent: 5790429 (1998-08-01), Baker et al.
patent: 5883810 (1999-03-01), Franklin et al.
patent: 6612488 (2003-09-01), Suzuki

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