Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2011-06-14
2011-06-14
Walsh, Daniel (Department: 2887)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S379000, C235S381000, C235S487000, C235S492000, C235S493000, C705S041000, C705S064000, C705S066000, C705S044000
Reexamination Certificate
active
07959076
ABSTRACT:
Systems and methods for monetary cards are described. The cards are free from personally identifiable data, e.g., no name or embossment. In an example, the card includes a first number that activates the card and a second number written to the card at activation away from the card manufacturer. This helps prevent theft at the manufacturer. This second account is a bearer account where anyone who knows the account number can withdraw the funds from the account. The account may be funded with either the account number or the authentication number.
REFERENCES:
patent: 4636622 (1987-01-01), Clark
patent: 4641239 (1987-02-01), Takesako
patent: 4731575 (1988-03-01), Sloan
patent: 5177790 (1993-01-01), Hazard
patent: 5180902 (1993-01-01), Schick et al.
patent: 5334823 (1994-08-01), Noblett, Jr. et al.
patent: 5585787 (1996-12-01), Wallerstein
patent: 5590038 (1996-12-01), Pitroda
patent: 5623552 (1997-04-01), Lane
patent: 5627355 (1997-05-01), Rahman et al.
patent: 5918909 (1999-07-01), Fiala et al.
patent: 5984191 (1999-11-01), Chapin, Jr.
patent: 6089451 (2000-07-01), Krause
patent: 6224108 (2001-05-01), Klure
patent: 6339766 (2002-01-01), Gephart
patent: 6345766 (2002-02-01), Taskett et al.
patent: 6510983 (2003-01-01), Horowitz et al.
patent: 6764005 (2004-07-01), Cooper
patent: 6883717 (2005-04-01), Kelley et al.
patent: 6954133 (2005-10-01), McGregor et al.
patent: 7063255 (2006-06-01), Algiene
patent: 7140550 (2006-11-01), Ramachandran
patent: 7264155 (2007-09-01), Halbur et al.
patent: 7290714 (2007-11-01), Halbur et al.
patent: 7543739 (2009-06-01), Brown et al.
patent: 7584887 (2009-09-01), Sanchez et al.
patent: 7614548 (2009-11-01), Schultz et al.
patent: 7784685 (2010-08-01), Hopkins, III
patent: 7909247 (2011-03-01), Bonalle et al.
patent: 2001/0029496 (2001-10-01), Otto et al.
patent: 2001/0047330 (2001-11-01), Gephart et al.
patent: 2002/0022966 (2002-02-01), Horgan
patent: 2003/0061157 (2003-03-01), Hirka et al.
patent: 2003/0061170 (2003-03-01), Uzo
patent: 2003/0066879 (2003-04-01), Cummins
patent: 2003/0069846 (2003-04-01), Marcon
patent: 2003/0197059 (2003-10-01), Tidball et al.
patent: 2004/0030660 (2004-02-01), Shatford
patent: 2004/0133787 (2004-07-01), Doughty et al.
patent: 2004/0158532 (2004-08-01), Breck et al.
patent: 2004/0188519 (2004-09-01), Cassone
patent: 2005/0119979 (2005-06-01), Murashita et al.
patent: 2005/0133590 (2005-06-01), Rettenmyer et al.
patent: 2005/0205663 (2005-09-01), Algiene
patent: 2006/0016879 (2006-01-01), Kean
patent: 2006/0027647 (2006-02-01), Deane et al.
patent: 2006/0074798 (2006-04-01), Din et al.
patent: 2006/0124756 (2006-06-01), Brown
patent: 2006/0218096 (2006-09-01), Walker et al.
patent: 2006/0249574 (2006-11-01), Brown et al.
patent: 2006/0249575 (2006-11-01), Turner et al.
patent: 2006/0278696 (2006-12-01), Watson
patent: 2006/0283958 (2006-12-01), Osterweil
patent: 2006/0287964 (2006-12-01), Brown
patent: 2007/0007333 (2007-01-01), Foss et al.
patent: 2007/0100754 (2007-05-01), Brown
patent: 2007/0108270 (2007-05-01), Bjoraker et al.
patent: 2007/0112655 (2007-05-01), Jones
patent: 2007/0136211 (2007-06-01), Brown et al.
patent: 2007/0198347 (2007-08-01), Muldoon
patent: 2007/0241183 (2007-10-01), Brown et al.
patent: 2007/0241201 (2007-10-01), Brown et al.
patent: 2007/0267502 (2007-11-01), Zellner et al.
patent: 2007/0294182 (2007-12-01), Hammad
patent: 2008/0005037 (2008-01-01), Hammad et al.
patent: 2008/0017720 (2008-01-01), Kranzley
patent: 2008/0029607 (2008-02-01), Mullen
patent: 2008/0040271 (2008-02-01), Hammad et al.
patent: 2008/0077798 (2008-03-01), Nachtigall
patent: 2008/0110977 (2008-05-01), Bonalle et al.
patent: 2008/0169344 (2008-07-01), Huh
patent: 2008/0191460 (2008-08-01), Blank
patent: 2008/0201265 (2008-08-01), Hewton
patent: 2008/0222037 (2008-09-01), Foss et al.
patent: 2009/0048971 (2009-02-01), Hathaway et al.
patent: 2009/0090771 (2009-04-01), Dean et al.
patent: 2009/0159669 (2009-06-01), Mullen et al.
patent: 2011/0062239 (2011-03-01), Lau et al.
“Fraud Prevention”, http://www.mastercard.com/us/personal/en/findacard/prepaid—search.html, Retrieved from the Internet: Apr. 17, 2007,4 p.
“Hackerware”, (2007) 3 p.
“Identity Theft”, http://www.mastercard.com/us/personal/en/securityandbasics/identitytheft/>, Retrieved from the Internet: Apr. 17, 2007,6 p.
“MasterCard Card Security Features”, http://www.mastercard.com/us/personal/en/securityandbasics/mastercardsecurity/>, Retrieved ffrom the Internet: Apr. 17, 2007,1 p.
“MasterCard Security Initiatives”, http://www.mastercard.com/us/personal/en/securityandbasics/mastercardsecurity/index.html, Retrieved from the Internet: Apr. 17, 2007,1 p.
“MasterCard Security Innovations”, http://www.mastercard.com/us/personal/en/securityandbasics/mastercardsecurity/>, Retrieved from the Internet: Apr. 17, 2007,1 p.
“Prepaid Card Search Results”, http://www.mastercard.com/fac>, Retrieved from the Internet: Arp. 17, 2007,3 p.
“Search for Gift & Prepaid Cards”, http://wvvw.mastercard.com/us/personal/en/findacard/prepaid—search.html, Retrieved from the Internet: Apr. 17, 2007,3 p.
“Security & Credit Basics”, http://www.mastercard.com/us/personal/en/securityandbasics/index.html, Retrieved from the Internet: Apr. 17, 2007,1 p.
Perkins Coie LLP
United Services Automobile Association (USAA)
Walsh Daniel
LandOfFree
Secure card does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Secure card, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Secure card will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2704113