Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2011-05-24
2011-05-24
Colbert, Ella (Department: 3694)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S042000, C705S039000, C235S379000, C382S137000, C382S115000
Reexamination Certificate
active
07949587
ABSTRACT:
An image of a negotiable instrument may be communicated from a user to a financial institution using a messaging application so that funds associated with the negotiable instrument may be deposited into a user's bank account. A user may launch an instant messaging application and establish a communications session with a predetermined account at the financial institution to communicate the image. The image may be stored in a file or created by a capture device under control of the instant messaging application. The image file may be processed and verified by the financial institution, where it may be deposited in an account associated with the user.
REFERENCES:
patent: 3341820 (1967-09-01), Grillmeier, Jr.
patent: 3576972 (1971-05-01), Wood
patent: 3593913 (1971-07-01), Bremer
patent: 3620553 (1971-11-01), Marion
patent: 3648242 (1972-03-01), Grosbard
patent: 3816943 (1974-06-01), Henry
patent: 4002356 (1977-01-01), Weidmann
patent: 4060711 (1977-11-01), Buros
patent: 4128202 (1978-12-01), Buros
patent: 4136471 (1979-01-01), Austin
patent: 4205780 (1980-06-01), Burns
patent: 4264808 (1981-04-01), Owens
patent: 4305216 (1981-12-01), Skelton
patent: 4321672 (1982-03-01), Braun
patent: 4523330 (1985-06-01), Grosbard
patent: 4636099 (1987-01-01), Goldstone
patent: 4640413 (1987-02-01), Kaplan
patent: 4644144 (1987-02-01), Chandek
patent: 4722444 (1988-02-01), Murphy
patent: 4727435 (1988-02-01), Marion
patent: 4774663 (1988-09-01), Musmanno
patent: 4790475 (1988-12-01), Griffin
patent: 4806780 (1989-02-01), Yamamoto
patent: 4837693 (1989-06-01), Schotz
patent: 4890228 (1989-12-01), Longfield
patent: 4927071 (1990-05-01), Wood
patent: 4934587 (1990-06-01), Mcnabb
patent: 4960981 (1990-10-01), Benton
patent: 4975735 (1990-12-01), Bright
patent: 5022683 (1991-06-01), Barbour
patent: 5053607 (1991-10-01), Carlson
patent: 5157620 (1992-10-01), Shaar
patent: 5159548 (1992-10-01), Caslavka
patent: 5191525 (1993-03-01), LeBrun
patent: 5220501 (1993-06-01), Lawlor
patent: 5237159 (1993-08-01), Stephens
patent: 5265008 (1993-11-01), Benton
patent: 5321816 (1994-06-01), Rogan
patent: 5350906 (1994-09-01), Brody
patent: 5373550 (1994-12-01), Campbell
patent: 5419588 (1995-05-01), Wood
patent: 5422467 (1995-06-01), Graef
patent: 5504538 (1996-04-01), Tsujihara
patent: 5583759 (1996-12-01), Geer
patent: 5590196 (1996-12-01), Moreau
patent: 5594225 (1997-01-01), Botvin
patent: 5598969 (1997-02-01), Ong
patent: 5602936 (1997-02-01), Green
patent: 5610726 (1997-03-01), Nonoshita
patent: 5611028 (1997-03-01), Shibasaki
patent: 5630073 (1997-05-01), Nolan
patent: 5668897 (1997-09-01), Stolfo
patent: 5673320 (1997-09-01), Ray
patent: 5677955 (1997-10-01), Doggett
patent: 5679938 (1997-10-01), Templeton
patent: 5680611 (1997-10-01), Rail
patent: 5691524 (1997-11-01), Josephson
patent: 5737440 (1998-04-01), Kunkler
patent: 5751842 (1998-05-01), Riach
patent: 5830609 (1998-11-01), Warner
patent: 5832463 (1998-11-01), Funk
patent: 5863075 (1999-01-01), Rich
patent: 5870456 (1999-02-01), Rogers
patent: 5870724 (1999-02-01), Lawlor
patent: 5878337 (1999-03-01), Joao
patent: 5897625 (1999-04-01), Gustin
patent: 5903878 (1999-05-01), Talati
patent: 5903881 (1999-05-01), Schrader
patent: 5910988 (1999-06-01), Ballard
patent: 5917931 (1999-06-01), Kunkler
patent: 5924737 (1999-07-01), Schrupp
patent: 5926548 (1999-07-01), Okamoto
patent: 5930778 (1999-07-01), Geer
patent: 5937396 (1999-08-01), Konya
patent: 5940844 (1999-08-01), Cahill
patent: 5982918 (1999-11-01), Mennie
patent: 5987439 (1999-11-01), Gustin
patent: 6012048 (2000-01-01), Gustin
patent: 6021202 (2000-02-01), Anderson
patent: 6021397 (2000-02-01), Jones
patent: 6029887 (2000-02-01), Furuhashi
patent: 6030000 (2000-02-01), Diamond
patent: 6032137 (2000-02-01), Ballard
patent: 6038553 (2000-03-01), Hyde
patent: 6073119 (2000-06-01), Bornemisza-Wahr
patent: 6085168 (2000-07-01), Mori
patent: 6097834 (2000-08-01), Krouse
patent: 6097885 (2000-08-01), Rayner
patent: 6105865 (2000-08-01), Hardesty
patent: 6145738 (2000-11-01), Stinson
patent: 6151426 (2000-11-01), Lee
patent: 6159585 (2000-12-01), Rittenhouse
patent: 6170744 (2001-01-01), Lee
patent: 6188506 (2001-02-01), Kaiserman
patent: 6189785 (2001-02-01), Lowery
patent: 6199055 (2001-03-01), Kara
patent: 6243689 (2001-06-01), Norton
patent: 6278983 (2001-08-01), Ball
patent: 6282826 (2001-09-01), Richards
patent: 6304860 (2001-10-01), Martin, Jr.
patent: 6314452 (2001-11-01), Dekel
patent: 6317727 (2001-11-01), May
patent: 6339658 (2002-01-01), Moccagatta
patent: 6363164 (2002-03-01), Jones et al.
patent: 6390362 (2002-05-01), Martin
patent: 6397196 (2002-05-01), Kravetz
patent: 6413305 (2002-07-01), Mehta
patent: 6417869 (2002-07-01), Do
patent: 6425017 (2002-07-01), Dievendorff
patent: 6429952 (2002-08-01), Olbricht
patent: 6449397 (2002-09-01), Che-Chu
patent: 6450403 (2002-09-01), Martens
patent: 6464134 (2002-10-01), Page
patent: 6470325 (2002-10-01), Leemhuis
patent: 6505178 (2003-01-01), Flenley
patent: 6574609 (2003-06-01), Downs
patent: 6578760 (2003-06-01), Otto
patent: 6587837 (2003-07-01), Spagna
patent: 6609200 (2003-08-01), Anderson
patent: 6643416 (2003-11-01), Daniels
patent: 6661910 (2003-12-01), Jones et al.
patent: 6672452 (2004-01-01), Alves
patent: 6682452 (2004-01-01), Quintus
patent: 6695204 (2004-02-01), Stinson
patent: 6726097 (2004-04-01), Graef
patent: 6728397 (2004-04-01), Mcneal
patent: 6742128 (2004-05-01), Joiner
patent: 6755340 (2004-06-01), Voss
patent: 6763226 (2004-07-01), McZeal
patent: 6781962 (2004-08-01), Williams
patent: 6786398 (2004-09-01), Stinson
patent: 6789054 (2004-09-01), Makhlouf
patent: 6813733 (2004-11-01), Li
patent: 6829704 (2004-12-01), Zhang
patent: 6844885 (2005-01-01), Anderson
patent: 6856965 (2005-02-01), Stinson
patent: 6883140 (2005-04-01), Acker
patent: 6902105 (2005-06-01), Koakutsu
patent: 6913188 (2005-07-01), Wong
patent: 6931591 (2005-08-01), Brown
patent: 6934719 (2005-08-01), Nally
patent: 6957770 (2005-10-01), Robinson
patent: 6961689 (2005-11-01), Greenberg
patent: 6970843 (2005-11-01), Forte
patent: 6973589 (2005-12-01), Wright
patent: 6993507 (2006-01-01), Meyer
patent: 6996263 (2006-02-01), Jones et al.
patent: 6999943 (2006-02-01), Johnson
patent: 7004382 (2006-02-01), Sandru
patent: 7010507 (2006-03-01), Anderson
patent: 7016704 (2006-03-01), Pallakoff
patent: 7039048 (2006-05-01), Monta
patent: 7058036 (2006-06-01), Yu
patent: 7062768 (2006-06-01), Kubo
patent: 7086003 (2006-08-01), Demsky
patent: 7113925 (2006-09-01), Waserstein
patent: 7114649 (2006-10-01), Nelson
patent: 7139594 (2006-11-01), Nagatomo
patent: 7140539 (2006-11-01), Crews
patent: 7163347 (2007-01-01), Lugg
patent: 7181430 (2007-02-01), Buchanan
patent: 7184980 (2007-02-01), Allen-Rouman et al.
patent: 7197173 (2007-03-01), Jones et al.
patent: 7200255 (2007-04-01), Jones
patent: 7216106 (2007-05-01), Buchanan
patent: 7249076 (2007-07-01), Pendleton
patent: 7290034 (2007-10-01), Budd et al.
patent: 7299970 (2007-11-01), Ching
patent: 7299979 (2007-11-01), Phillips
patent: 7313543 (2007-12-01), Crane
patent: 7321874 (2008-01-01), Dilip
patent: 7321875 (2008-01-01), Dilip
patent: 7325725 (2008-02-01), Foss, Jr.
patent: 7343320 (2008-03-01), Treyz
patent: 7349566 (2008-03-01), Jones et al.
patent: 7377425 (2008-05-01), Ma
patent: 7379978 (2008-05-01), Anderson
patent: 7385631 (2008-06-01), Maeno
patent: 7386511 (2008-06-01), Buchanan
patent: 7391897 (2008-06-01), Jones
patent: 7391934 (2008-06-01), Goodall et al.
patent: 7392935 (2008-07-01), Byrne
patent: 7421107 (2008-09-01), Lugg
patent: 7440924 (2008-10-01), Buchanan
patent: 7447347 (2008-11-01), Weber
patent: 7460108 (2008-12-01), Tamura
patent: 7461779 (2008-12-01), Ramachandran
patent: 7461780 (2008-12-01), Potts
patent: 7477923 (2009-01-01), Wallmark et al.
patent: 7480382 (2009-01-01), Dunbar
patent: 7489953 (2009-02-01), Griffin
patent: 7490242 (2009-02-01), Torres
patent: 7497429 (2009-03-01), Reynders
patent: 7506261 (2009-03-01), Satou et al.
patent: 7512564 (2009-03-01), Geer
patent: 7520422 (2009-04-01), Robinson et al.
patent: 7536440 (2009-05-01), Budd et al.
patent: 7539646 (2009-05-01),
Medina, III Reynaldo
Morris Michael Frank
Prasad Bharat
Chadbourne & Parke LLP
Colbert Ella
Hanchuk Walter G.
Ojiaku Chika
United States Automobile Association (USAA)
LandOfFree
Systems and methods for financial deposits by electronic... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Systems and methods for financial deposits by electronic..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Systems and methods for financial deposits by electronic... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2653459