Module ID based encryption for financial transactions

Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S073000

Reexamination Certificate

active

07983994

ABSTRACT:
A server is operable to receive a media device identifying number (ID) and establish an association between a media device and a payment account and, in one embodiment, supports at least one of payment authorization and payment clearing based at least in part on the media device ID and the payment account. A network and system includes a payment card processor server that is operable to receive a payment authorization request and to determine if an authorized media device generated a purchase selection message and to determine to approve a received payment authorization request based, in part, if the media device was authorized for the purchase selection based upon a received media device ID. The system is further operable to perform a key rotation to protect payment account information.

REFERENCES:
patent: 5398285 (1995-03-01), Borgelt et al.
patent: 5592212 (1997-01-01), Handelman
patent: 5592611 (1997-01-01), Midgely et al.
patent: 5745576 (1998-04-01), Abraham et al.
patent: 5794207 (1998-08-01), Walker et al.
patent: 5825884 (1998-10-01), Zdepski et al.
patent: 5915093 (1999-06-01), Berlin et al.
patent: 6014636 (2000-01-01), Reeder
patent: 6085168 (2000-07-01), Mori et al.
patent: 6098879 (2000-08-01), Terranova
patent: 6105008 (2000-08-01), Davis et al.
patent: 6219692 (2001-04-01), Stiles
patent: 6223209 (2001-04-01), Watson
patent: 6298373 (2001-10-01), Burns et al.
patent: 6327578 (2001-12-01), Linehan
patent: 6367011 (2002-04-01), Lee et al.
patent: 6370580 (2002-04-01), Kriegsman
patent: 6618858 (2003-09-01), Gautier
patent: 7107248 (2006-09-01), Asokan et al.
patent: 7155411 (2006-12-01), Blinn et al.
patent: 7249097 (2007-07-01), Hutchinson et al.
patent: 7349871 (2008-03-01), Labrou et al.
patent: 7404202 (2008-07-01), Hamilton et al.
patent: 7512567 (2009-03-01), Bemmel et al.
patent: 7571139 (2009-08-01), Giordano et al.
patent: 7578439 (2009-08-01), Graves et al.
patent: 7606560 (2009-10-01), Labrou et al.
patent: 7607583 (2009-10-01), Berardi et al.
patent: 7707412 (2010-04-01), Nyberg et al.
patent: 7849307 (2010-12-01), Roskind
patent: 2002/0034304 (2002-03-01), Yang
patent: 2002/0065743 (2002-05-01), Bates et al.
patent: 2002/0107016 (2002-08-01), Hanley
patent: 2003/0066091 (2003-04-01), Lord et al.
patent: 2003/0097571 (2003-05-01), Hamilton et al.
patent: 2004/0024702 (2004-02-01), Angel et al.
patent: 2004/0039648 (2004-02-01), Candelore et al.
patent: 2004/0122685 (2004-06-01), Bunce
patent: 2004/0193553 (2004-09-01), Lloyd et al.
patent: 2004/0195316 (2004-10-01), Graves et al.
patent: 2005/0027543 (2005-02-01), Labrou et al.
patent: 2005/0051619 (2005-03-01), Graves et al.
patent: 2005/0138429 (2005-06-01), Miura
patent: 2005/0209975 (2005-09-01), So et al.
patent: 2005/0210251 (2005-09-01), Nyberg et al.
patent: 2005/0268107 (2005-12-01), Harris et al.
patent: 2006/0089843 (2006-04-01), Flather
patent: 2006/0122945 (2006-06-01), Ripberger et al.
patent: 2006/0178988 (2006-08-01), Engendorf
patent: 2006/0206709 (2006-09-01), Labrou et al.
patent: 2006/0249576 (2006-11-01), Nakada et al.
patent: 2007/0107016 (2007-05-01), Angel et al.
patent: 2007/0107017 (2007-05-01), Angel et al.
patent: 2007/0118887 (2007-05-01), Roskind
patent: 2007/0138261 (2007-06-01), Flinchem
patent: 2007/0187492 (2007-08-01), Graves et al.
patent: 2007/0192207 (2007-08-01), Poltorak
patent: 2008/0052180 (2008-02-01), Lawhorn
patent: 2008/0052183 (2008-02-01), Hobson et al.
patent: 2008/0077956 (2008-03-01), Morrison et al.
patent: 2008/0203172 (2008-08-01), Berardi et al.
patent: 2008/0273704 (2008-11-01), Norrman et al.
patent: 2002-183442 (2002-06-01), None
patent: 10-2006-0104147 (2002-10-01), None
patent: 10-2003-0094710 (2003-12-01), None
patent: 10-2004-0084505 (2004-10-01), None
patent: WO 2009/148865 (2009-12-01), None
IPSec. Juniper Networks, Inc. Retrieved from Internet Archive Wayback Machine, available at <http://web.archive.org/web/20030912201348/http://www.juniper.net/techpubs/software/erx/erx50x/erx-product-overview/html/routing-protocols-overview4.html>. Archived Sep. 12, 2003.
An Illustrated Guide to IPSec. Friedl, Steve. 2005.. Available from <http://unixwiz.net/techtips/iguide-ipsec.html>.
Morris Sloman, ed. Network and Distributed Systems Management. Addison-Wesley Publishing Co.,Wokingham, England, 1994, Front matter, back matter, and chapter 3 included.
Rankl, Wolfgang et al. Smart Card Handbook, 2ndEdition. Wiley, New York, 2000. Chapters 3 and 4, front matter included.
“Track Format of magnetic stripe cards.” Last updated 12 Dec. 200. Located at <http://www.gae.ucm.es/˜padilla/extrawork/tracks.html>.
How to Activate Windows XP. Microsoft Corporation. Stored in Internet Archive Wayback Machine, Oct. 28, 2004. Available at <http://web.archive.org/web/20041028043333/http://support.microsoft.com/kb/307890>.
Inside Windows Product Actication. Fully Licensed GmbH. Jul. 2001. Available from <http://www.licenturion.com/xp/fully-licensed-wpa.txt>.
International Search Report and Written Opinion mailed on Dec. 31, 2009 for Patent Application No. PCT/US2009/045066, 12 pages.
Office Action of Mar. 5, 2010 for U.S. Appl. No. 12/247,227, 19 pages.
Fulong, Julia, “UNC's Dance Marathon compares favorable with others”, The Daily Tar Heel, Feb. 28, 2005, 3 pages.
Hafner, Katie, “Will that be Cash or Cell Phone?; Wireless Payment Systems Might Mean Dialing [Into] Your Own Wallet”, The New York Times, Mar. 2, 2000, 4 pages.
Mangalindan, M., et al., “You've Got Money: Paying via Text Message”, The Wall Street Journal, Apr. 26, 2006, 4 pages.
Wired Magazine, “U.S. Plays Dumb with Smart Cards”, Aug. 22, 2001, 2 pages, available from the internet at http://www.wired.com/techbiz/media
ews/2001/08/46242.
Office Action for U.S. Appl. No. 12/129,396 of Jul. 7, 2010, 19 pages.
Office Action, Interview Summary of Jun. 7, 2010 for U.S. Appl. No. 12/247,227, 4 pages.
Derfler, F., et al. , How Networks Work, Millennium Edition, Que Publishing, 2000, 9 pages.
McKenna Findlay, Andrea., “In store deployments of Web-based kiosks are bringing in clicks closed to the bricks”, Internet Retailer Magazine, Apr. 2001, 3 pages.
Office Action of Dec. 16, 2010 for U.S. Appl. No. 12/129,396; 12 pages.
Office Action of Nov. 15, 2010 for U.S. Appl. No. 12/247,227; 25 pages.
Office Action of Nov. 9, 2010 for U.S. Appl. No. 12/129,470; 12 pages.
Office action of Oct. 27, 2010 for U.S. Appl. No. 12/247,223; 6 pages.
Advisory Action of Feb. 16, 2011 for U.S. Appl. No. 12/129,396; 5 pages.
Non-Final Office Action of Feb. 3, 2011 for U.S. Appl. No. 12/247,223; 26 pages.
Final Office Action of Mar. 29, 2011 for U.S. Appl. No. 12/129,470; 17 pages.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Module ID based encryption for financial transactions does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Module ID based encryption for financial transactions, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Module ID based encryption for financial transactions will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-2627786

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.