System and method for selection of payment systems from a...

Details System and method for selection of payment systems from a... System and method for selection of payment systems from a...

2011-03-15

2011-03-15

Cheung, Mary (Department: 3694)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

Reexamination Certificate

active

07908215

ABSTRACT:
Dynamically enabling and facilitating businesses or other entities to locate and transact with payment systems for the purpose of processing payments. A customer interacts with a supplier of an item (e.g., goods or services), selects an item for purchase, and provides the supplier with payment criteria. The supplier queries a payment system directory to locate candidate payment systems for the transaction. The supplier then interacts directly with one or more of the payment systems to partially or fully process payment for the transaction. Alternatively, the supplier interacts with a gateway service, which queries a payment system directory to locate candidate payment systems and then interacts with one or more of the payment systems to process payment for the transaction.

REFERENCES:
patent: 5757917 (1998-05-01), Rose et al.
patent: 5815657 (1998-09-01), Williams et al.
patent: 5943424 (1999-08-01), Berger et al.
patent: 5978840 (1999-11-01), Nguyen et al.
patent: 5987140 (1999-11-01), Rowney et al.
patent: 6061665 (2000-05-01), Bahreman
patent: 6163772 (2000-12-01), Kramer et al.
patent: 6246996 (2001-06-01), Stein et al.
patent: 6304857 (2001-10-01), Heindel et al.
patent: 6366893 (2002-04-01), Hannula et al.
patent: 6999943 (2006-02-01), Johnson et al.
patent: 7389256 (2008-06-01), Adams et al.
patent: 2001/0011256 (2001-08-01), Hannula et al.
patent: 2002/0007326 (2002-01-01), Hashimoto et al.
patent: 2002/0019739 (2002-02-01), Juneau et al.
patent: 2002/0023033 (2002-02-01), Campbell et al.
patent: 2002/0052853 (2002-05-01), Munoz
patent: 2002/0103752 (2002-08-01), Berger et al.
patent: 2002/0103753 (2002-08-01), Schimmel
patent: 2002/0111886 (2002-08-01), Chenevich et al.
patent: 2002/0128973 (2002-09-01), Kranzley et al.
patent: 2002/0138361 (2002-09-01), Chen
patent: 2002/0143634 (2002-10-01), Kumar et al.
patent: 2002/0156688 (2002-10-01), Horn et al.
patent: 2002/0194080 (2002-12-01), Lourie
patent: 2002/0194138 (2002-12-01), Dominguez
patent: 2003/0004867 (2003-01-01), Kight et al.
patent: 2003/0009382 (2003-01-01), DArbeloff et al.
patent: 2003/0018579 (2003-01-01), Litster et al.
patent: 2003/0023550 (2003-01-01), Lee
patent: 2003/0069842 (2003-04-01), Kight et al.
patent: 2003/0078884 (2003-04-01), Bauman
patent: 2004/0064375 (2004-04-01), Randell et al.
Gamble, Richard H, “Lockbox Technology”, Business Credit, v103 n1, pp. 24-30, Jan. 2001.
USPTO; Advisory Action dated Sep. 10, 2010 in U.S. Appl. No. 10/611,034.
USPTO; Final Office Action dated Jun. 22, 2010 in U.S. Appl. No. 10/611,034.
USPTO; Office Action dated Dec. 28, 2009 in U.S. Appl. No. 10/611,034.
USPTO; Advisory Action dated Nov. 2, 2009 in U.S. Appl. No. 10/611,034.
USPTO; Final Office Action dated May 28, 2009 in U.S. Appl. No. 10/611,034.
USPTO; Office Action dated Jul. 18, 2008 in U.S. Appl. No. 10/611,034.
USPTO; Advisory Action dated Apr. 11, 2008 in U.S. Appl. No. 10/611,034.
USPTO; Final Office Action dated Dec. 31, 2007 in U.S. Appl. No. 10/611,034.
USPTO; Office Action dated Jul. 18, 2007 in U.S. Appl. No. 10/611,034.

Affiliated with

Also associated with

Rating

System and method for selection of payment systems from a... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with System and method for selection of payment systems from a..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and System and method for selection of payment systems from a... will most certainly appreciate the feedback.

Rate now

Comments { 0 }

Profile ID: LFUS-PAI-O-2621182