Registers – Systems controlled by data bearing records – Banking systems
Patent
1993-12-27
1995-01-31
Hajec, Donald
Registers
Systems controlled by data bearing records
Banking systems
235380, 235382, 235438, 902 3, 902 31, 902 5, 34082531, 34082534, G06F 1530
Patent
active
053861043
ABSTRACT:
A self-service automated teller system includes a fraud detection module which uses a biometric recognition technique, such as voice or fingerprint recognition, in combination with predictive technology. The biometric recognition test is normally decisive, but if this test produces a result which is close to a predetermined threshold, the predictive technology checks to determine whether the transaction is consistent with the user's normal behavior before permitting the transaction to proceed. A suspicion count may also be included in the decision-making process, to determine whether or not the user has a previous record of suspicious transactions.
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"electronic banking 1", by Ronald Brown, published by POST-NEWS, Stoke-sub-Hamdon, Somerset, TA14 6BR, England, Copyright 1991 POST NEWS.
Chin Esther H.
Hajec Donald
NCR Corporation
Sessler Jr. Albert L.
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