Web-based entry of financial transaction information and...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Accounting

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

Reexamination Certificate

active

07729959

ABSTRACT:
The systems, methods and related software products which enable users to temporarily store and subsequently retrieve information are disclosed. The system includes a plurality of input devices, client computers (each having a user-specific personal finance application) and a web-site server with a database. The input devices, client computers and server are communicatively linked via a communication network so that a plurality of users can temporarily store and/or manipulate financial transaction information on the server from any of the input devices. Each user can also transmit financial profile information to the server. This information enables the server to replicate the unique profile characteristics for each of the finance applications. This, in turn, simplifies remote entry of information, subsequent download of that information and integration of such information into each user's personal finance application.

REFERENCES:
patent: 4645873 (1987-02-01), Chomet
patent: 4866611 (1989-09-01), Cree et al.
patent: 5134564 (1992-07-01), Dunn et al.
patent: 5220501 (1993-06-01), Lawlor et al.
patent: 5231571 (1993-07-01), D'Agostino
patent: 5351296 (1994-09-01), Sullivan
patent: 5383113 (1995-01-01), Kight et al.
patent: 5581764 (1996-12-01), Fitzgerald et al.
patent: 5649115 (1997-07-01), Schrader et al.
patent: 5684990 (1997-11-01), Boothby
patent: 5699528 (1997-12-01), Hogan
patent: 5715397 (1998-02-01), Ogawa et al.
patent: 5842185 (1998-11-01), Chancey et al.
patent: 5842211 (1998-11-01), Horadan et al.
patent: 5845293 (1998-12-01), Veghte et al.
patent: 5875296 (1999-02-01), Shi et al.
patent: 5880446 (1999-03-01), Mori et al.
patent: 5884312 (1999-03-01), Dustan et al.
patent: 5884325 (1999-03-01), Bauer et al.
patent: 5890140 (1999-03-01), Clark et al.
patent: 5903881 (1999-05-01), Schrader et al.
patent: 5913202 (1999-06-01), Montoyama
patent: 5920848 (1999-07-01), Schutzer et al.
patent: 5928329 (1999-07-01), Clark et al.
patent: 5933816 (1999-08-01), Zeanah et al.
patent: 5945653 (1999-08-01), Walker et al.
patent: 5953406 (1999-09-01), LaRue et al.
patent: 5960411 (1999-09-01), Hartman et al.
patent: 6047268 (2000-04-01), Bartoli et al.
patent: 6070150 (2000-05-01), Remington et al.
patent: 6128602 (2000-10-01), Northington et al.
patent: 6128603 (2000-10-01), Dent et al.
patent: 6131096 (2000-10-01), Ng et al.
patent: 6154729 (2000-11-01), Cannon et al.
patent: 6226650 (2001-05-01), Mahajan et al.
patent: 0 855 687 (1998-07-01), None
Weverka, Peter. Microsoft Money 98 for Dummies. IDG Books Worldwide. Foster City, California. 1997. pp. 16, 22-26, 35, 60-62, 70, 109, 128, 276-278.
Pravica, Danica. Centralized systems help reduce risks. Computing Canada. Willowdale. vol. 25, iss. 30. Aug. 13, 1999. pp. 23-24.
Stallings, William & Van Slyke, Richard. Business Data Communications 3rd Edition. Prentice Hall. Upper Saddle River, NJ. 1998. pp. 44-45.
MobiNetix Systems Debuts eReceipts. Business Wire. New York City, NY. Jun. 7, 1999. p. 1.
Turban, Efraim, McLean, Ephraim & Wetherbee, James. Information Technology for Management: Improving Quality & Production. John Wiley & Sons. 1996. pp. 621-622.
Adhikari, Richard. Net storage services on the rise. Information Week. Manhasset. iss. 581. May 27, 1996. p. 42.
Weverka, Peter. Microsoft Money '98 for Dummies. IDG Books Worldwide. 1997. pp. 21-33; 109-145.
Miller, Philip. TCP/IP Explained. Butterworth-Heinemann. 1997. pp. 84-85; 100-101; 117.
Kent, Allen; Williams, James G. Encyclopedia of Computer Science & Technology: vol. 30. CRC Press. 1994. pp. 296-297.
No author listed, “Letter Customers Have It Their Way,”U.S. Banker, Nov. 1997, pp. 3-8.
No author listed, “Getting the Lead Out of Remote Banking,”U.S. Banker, Nov. 1997, pp. 9-15.
No author listed, “Luring Customers With Bill Pay,”U.S. Banker, Nov. 1997, pp. 16-20.
Bates, Robert, “Conn. Bank Quenches Customers' On-Line Thirst,”Bank Systems&Technology, vol. 35, No. 9 (Sep. 1998): 50.
Delis, Alex, “Techniques for Update Handling in the Enhanced Client-Server DBMS,”IEEE Transactions on Knowledge and Data Engineering, vol. 10, No. 3 (May/Jun. 1998), pp. 458-476.
Dratva, Rrichard, “WWW-Based Home Banking Services In Switzerland: A Case Study,”Computer Networks and ISDN Systems 28(1995), pp. 199-208.
Furash, Edward, “Internet Strategy: Why Banks May Be Getting It Wrong—And How to Get It Right,”Journal of Retail Banking Services, vol. XXI, No. 2 (Summer 1999), pp. 37-42.
Gray, Lori, “Ohio Savings Bank Leapfrogs Big Competitors with Internet Leadership,”Journal of Retail Banking Services, vol. XXI, No. 2 (Summer 1999), pp. 15-18.
Leong, S. K. et al., “An Internet Application for On-Line Banking,”Computer Communications 20(1998), pp. 1534-1540.
McChesney, Michael, “Banking in Cyberspace: An Investment in Itself,”IEEE Spectrum(Feb. 1997), pp. 54-59.
Mahajan, Sameer et al., “Grouping Techniques for Update Propagation in Intermittently Connected Databases,”14thInternational Conference on Data Engineering(Feb. 23-27, 1998), pp. 46-53.
Orenstein, Alison F., “First Tennessee Adds ‘Push’ to Home Banking,”Bank Systems&Technology, vol. 35, No. 5 (May 1998): 18.
Orenstein, Alison F., “Citibank Makes All-Out Push for Home Banking, Yet Questions Loom On Customer Demand,”Bank Systems&Technology, vol. 35, No. 9 (Sep. 1998): 10.
Orr, Bill, “Community Bank Guide To Internet Banking,”ABA Banking Journal, vol. 90, No. 6 (Jun. 1998): 47-53+.
Orr, Bill, “Netcentric Computing: What Does It Mean for Banking?”ABA Banking Journal, vol. 88, No. 3 (Mar. 1996): 74.
Pavia, Jim, “FirstBank Northwest Readies Direct Banking,”Bank Systems&Technology, vol. 35, No. 4 (Apr. 1998): 58.
Redman, Russell, “Suffolk County National Outfits for the Web,”Bank Systems&Technology, vol. 35, No. 10 (Oct. 1998):70.
Swanick, Patrick et al., “Key2Your$+Internet—How KeyCorp Integrates All Delivery Channels,”Journal of Retail Banking Services, vol. XXI, No. 2 (Summer 1999), pp. 7-13.
Terry, Susan, “First Tennessee's FTB Online Plies the Internet to Become Customers' Trusted Financial Advisor,”Journal of Retail Banking Services, vol. XXI, No. 1, (Spring 1999), pp. 7-13.
Underwood, George et al., “User-Centered Push for Timely Information Delivery,”Computer Networks and ISDN Systems 30(1998), pp. 33-40.
Quicken Deluxe 98 Software on CD-ROM with associated manual.“Getting More From Your Money,” cover, pp. 5-18 and 73-76, and “QuickStart” guide (1997) (collectively P/N 250027).
Web-site pages from Microsoft.com/money/last updated Sep. 1, 1999.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Web-based entry of financial transaction information and... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Web-based entry of financial transaction information and..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Web-based entry of financial transaction information and... will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-4247498

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.