Information security – Access control or authentication – Network
Reexamination Certificate
2009-11-05
2011-10-04
Zia, Syed A. (Department: 2431)
Information security
Access control or authentication
Network
C726S002000, C726S004000, C726S005000, C726S006000, C726S017000, C726S018000, C726S021000, C707S705000, C707S706000, C707S723000, C707S726000, C707S748000, C707S758000, C707S770000, C705S053000, C705S065000, C705S067000, C705S078000, C705S007140, C709S225000, C709S227000
Reexamination Certificate
active
08032927
ABSTRACT:
Computer-implemented system and methods for authenticating the identity of a person, for example a customer (1) of an E-Commerce web site (15). The web site or other verification “client” (110) contacts a verification engine (10, 100) (“Authentex”), which may be implemented as a web server (604). The verification engine (10), in turn, has limited access to a plurality of independent, third-party secure databases (21, 112) which are maintained by Trusted Validators (3, 610, 620, etc), which are entities such as banks that have a pre-existing relationship with customer (FIG.4), and due to that relationship, acquire and maintain “out-of-wallet” data (4) that may be useful to authenticate the identity of the customer. That confidential customer data—held by the third-party “Trusted Validators”—is not disclosed.
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Zia Syed A.
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