Value transfer systems and methods

Details Value transfer systems and methods Value transfer systems and methods

2010-01-13

2011-12-13

Borlinghaus, Jason M (Department: 3693)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

Reexamination Certificate

active

08078535

ABSTRACT:
One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.

REFERENCES:
patent: 5963647 (1999-10-01), Downing et al.
patent: 2001/0001148 (2001-05-01), Martin et al.
United States Court of Appeal for the Federal Court—The Western Union Company, Plaintiff-Appelle, v.Moneygram Payment Systems, Inc., Defendant-Appellant—2010-1080, 1210 Decided Dec. 7, 2010.

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