User terminal and wireless item-based credit card...

Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction

Reexamination Certificate

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C705S067000

Reexamination Certificate

active

07747535

ABSTRACT:
Credit card transaction authorization is performed using ad-hoc, short-range wireless links to obtain item identification information from items that include ad-hoc short range wireless link transmitters and that are carried by a user who is associated with a prospective credit card transaction. Authorization information for the prospective credit card transaction is generated based on the item identification information that was obtained. Location information for a wireless terminal that is associated with the user and/or Internet Protocol (IP) address information for a transaction terminal that is associated with the transaction may also be used. Related systems, devices and computer program products are also described.

REFERENCES:
patent: 6612488 (2003-09-01), Suzuki
patent: 6913194 (2005-07-01), Suzuki
patent: 7104444 (2006-09-01), Suzuki
patent: 2005/0033653 (2005-02-01), Eisenberg et al.
patent: 2008/0162346 (2008-07-01), Aaron et al.
patent: 2008/0164308 (2008-07-01), Aaron et al.
patent: 2008/0167980 (2008-07-01), Aaron et al.
patent: 2008/0249939 (2008-10-01), Veenstra
Mikan et al., “Systems and Methods Determining Identity and Personal Assistance” U.S. Appl. No. 11/937,354, filed Nov. 8, 2007.

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