User-activated payment card

Details User-activated payment card User-activated payment card

2008-12-04

2011-11-08

Kim, Ahshik (Department: 2876)

Registers

Systems controlled by data bearing records

Credit or identification card systems

C235S379000, C235S492000

Reexamination Certificate

active

08052052

ABSTRACT:
Embodiments of a payment card (such as a credit card), a financial-transaction system that uses the payment card, and a method are described. These embodiments may be used to protect financial information stored on the payment card, while providing ease of use to a user of the payment card when conducting a financial transaction. In particular, the payment card may include a transducer that detects a physical phenomenon. If this physical phenomenon is detected, a wireless communication circuit in or on the payment card is enabled, so that the wireless communication circuit can provide the user's financial information in response to an external signal received from an external reading device (such as an a radio-frequency identification signal from a card reader).

REFERENCES:
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patent: 5971282 (1999-10-01), Rollender et al.
patent: 6325285 (2001-12-01), Baratelli
patent: 2006/0097059 (2006-05-01), Miyazaki
patent: 2006/0289657 (2006-12-01), Rosenberg
patent: 2007/0255662 (2007-11-01), Tumminaro
patent: 2008/0283617 (2008-11-01), Lu et al.

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