Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Electronic shopping
Reexamination Certificate
2006-01-03
2009-10-06
Garg, Yogesh C (Department: 3625)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Electronic shopping
C705S001100, C705S027200, C705S035000, C705S037000, C705S050000, C705S051000, C705S064000, C235S375000, C235S379000, C235S380000, C235S462010
Reexamination Certificate
active
07599862
ABSTRACT:
Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
REFERENCES:
patent: 5883810 (1999-03-01), Franklin et al.
patent: 6070798 (2000-06-01), Nethery
patent: 6816843 (2004-11-01), Baughman
patent: 6947908 (2005-09-01), Slater
patent: 7373322 (2008-05-01), Patterson et al.
Gregory Randy A.
Sines Randy D.
eCardless Bancorp, Ltd.
Garg Yogesh C
Gregory Randy A.
Gregory IPL, P.C.
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