Transaction system with centralized data storage and...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Electronic shopping

Reexamination Certificate

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Details

C705S027200

Reexamination Certificate

active

07818216

ABSTRACT:
A centralized transaction system including a server communicating with client workstations and remote devices. The system includes a server communicating with a terminal, a remote device, and a workstation. Both customers and vendors access the server through a workstation to set up and maintain information on the server and to access historical information relating to transactions. The system is suitable for both on-line transactions and brick-and-mortar store transactions, including convenience transactions. A customer possesses an identification code that is presented to a vendor for a transaction. The vendor sends the identification code to a server, which sends an authentication code to a remote device in possession of the customer. The customer causes the authentication code to be sent to the server, which authenticates the customer for the transaction. The server applies deals previously saved by the customer and the transaction is completed with the server providing previously saved payment information.

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Dan Gisolfi; “The Web Services Architect: Catalysts for Fee-Based Web Services”; http//:www-106.ibm.com/developerworks/library/ws-arc6/ (lof7) Nov. 19, 2001.

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