Teller-assisted, customer-operated ATM check cashing system

Details Teller-assisted, customer-operated ATM check cashing system Teller-assisted, customer-operated ATM check cashing system

1983-10-03

1986-04-01

Pitts, Harold I.

Registers

Systems controlled by data bearing records

Banking systems

G06F 1530

Patent

active

045800405

ABSTRACT:
A system of cashing checks which utilizes a customer-operated, automatic teller machine (ATM) in cooperation with a teller at a teller station. A document transport within the ATM is used to deliver the check and identification media to the teller. Data entered by the customer and MICR data read from the check are used to access stored data which is displayed at the teller station to assist the teller in evaluating the customer and the negotiability of the check. Upon a satisfactory evaluation, the teller actuates a function key at the teller station which enables the ATM to dispense the currency to the customer.

REFERENCES:
patent: 3876864 (1975-04-01), Clark et al.
patent: 3949364 (1976-04-01), Clark et al.
patent: 4027142 (1977-05-01), Paup
patent: 4109238 (1978-08-01), Creekmore
patent: 4187498 (1980-02-01), Creekmore
patent: 4205780 (1980-06-01), Burns et al.
patent: 4264808 (1981-04-01), Owens et al.

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