Techniques for authorization of usage of a payment device

Details Techniques for authorization of usage of a payment device Techniques for authorization of usage of a payment device

2007-01-24

2010-11-09

Lee, Seung H (Department: 2887)

Registers

Systems controlled by data bearing records

Credit or identification card systems

Reexamination Certificate

active

07828204

ABSTRACT:
Techniques for authorization of usage of a payment device include facilitating an issuer of the device obtaining an authorization message for an account number associated with the device, based on desired spending limit parameters established by a merchant and/or an issuer of the device; facilitating obtaining an issuer authorization decision; and responsive to the issuer authorization decision, facilitating setting a spending limit for the account number based on at least an appropriate one of the parameters.

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