Technique for account authentication

Details Technique for account authentication Technique for account authentication

2007-02-13

2007-02-13

Worjloh, Jalatee (Department: 3621)

Data processing: financial, business practice, management, or co

Business processing using cryptography

Secure transaction

C705S050000, C705S072000, C705S075000, C705S078000, C713S150000

Reexamination Certificate

active

10206239

ABSTRACT:
A technique for confirming an association between a deposit account and an account holder is provided. The technique includes receiving information identifying the deposit account and identifying the account holder. Other information associated with multiple deposit accounts, each maintained at one of multiple financial institutions, is accessed. The received information and the accessed information are then processed to authenticate the association between the account holder and the deposit account.

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Shockley, W.R., “Identification and Authentication when Users have Multiple Accounts”, 1993, ACM, p. 185-191.

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