Systems, methods, and computer-readable storage media for...

Details Systems, methods, and computer-readable storage media for... Systems, methods, and computer-readable storage media for...

2008-04-14

2010-06-01

Gart, Matthew S (Department: 3687)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Accounting

C705S031000

Reexamination Certificate

active

07729961

ABSTRACT:
Systems, methods, and computer-readable storage media are described for normalizing HMDA data. In one exemplary embodiment, a computer-implemented method of normalizing HMDA data comprises receiving HMDA data including at least one of HMDA data reports and loan-level public HMDA data, the HMDA data having information that varies as a function of time; correcting errors in the HMDA data; normalizing the HMDA data across any variation in the information; summarizing the normalized HMDA data; and outputting the summarized and normalized HMDA data to an application for analysis.

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Integrating HMDA data into fair lending and CRA planning by Theberath Mary: Mar. 1995 vol. 79 Issue 3, pp. 16, 6 pages.

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